Mallorca Property Guides · Insights & Editorial from the Field

Buying property in Mallorca raises questions no sales brochure answers. How does the NIE number work? What does the Balearics' banded transfer tax mean for my budget? Which municipality permits holiday letting, and which does not? And how do you recognise a finca with a clean planning file? Our guides gather the answers — written from day-to-day buying work, not researched from a distance.

The topics fall into four strands. First, the purchase process itself: from the search brief through the arras contract to the notary appointment, including the cost blocks you should realistically budget for. Second, law and tax: NIE, residency, the 183-day rule, recurring charges such as IBI and wealth tax. Third, life on the island: schools, healthcare, the annual rhythm from almond blossom to high season. Fourth, the property as an object: architecture, building fabric, renovation and fit-out — from the winter-heating question to legalising a pool.

Every article follows the same rule as our curated portfolio from €800K: fewer pieces, properly checked. Where blanket statements would not be honest — taxes, say, which depend on your personal situation — we say so and point you to a specialist adviser, to whom we are glad to make the introduction.

In our experience, most readers begin with three pieces. The first is the guide to relocating to Mallorca — the broad overview of sequence, authorities, taxes and a realistic timeline from decision to moving in. The second is the short explainer on the NIE number, because without it neither the purchase nor a bank account works, and with a little preparation the application takes days rather than weeks. The third covers purchase costs in the Balearics: transfer tax, notary, registry and lawyer, together roughly 10 to 13 per cent of the purchase price.

Then come the lifestyle topics, which often shape a buying decision more than any number: architecture between Mallorcan tradition and contemporary new builds, life through the island's year, the right location for families with school-age children. If a topic is missing, write to us — the best guide articles so far have grown out of specific client questions.