Mallorca Property Guides · Insights & Editorial from the Field
FINCA CA NA SERRA
Ca Na Serra is a new-build finca conceived from the ground up to read as a property that belongs to the Mallorcan countryside. The two-storey structure sits on
5 bedrooms · 5 bathrooms · 818 m² · 15845 m²
VILLA TRAMUNTANA IN PALMANYOLA
Located in the prestigious residential area of Palmanyola near Sa Font Seca, just minutes from Son Termes Golf Course, this exceptional new build villa offers t
3 bedrooms · 3 bathrooms · 342 m² · 1250 m²
PENTHOUSE SANTA CATALINA
A duplex penthouse set across the top two floors of a renovated building, arranged as an open-plan living, dining and kitchen space on the main level and a seco
3 bedrooms · 4 bathrooms · 184 m²
TOWNHOUSE SON ESPANYOLET
One of four newly built townhouses completing in 2027, this three-bedroom home is arranged over two principal floors with an additional lower level, pairing con
3 bedrooms · 2 bathrooms · 174 m² · 128 m²
CASA BUNYOLA
Casa Bunyola is a newly built country finca under construction on a private plot of 23,000 m2, with completion scheduled for the final quarter of 2027. The arch
4 bedrooms · 5 bathrooms · 362 m² · 230000 m²
VILLA FALCO
This newly built five-bedroom villa unfolds across two elevated volumes in pale render and natural stone, its cantilevered upper floor framed by full-height gla
5 bedrooms · 7 bathrooms · 823 m² · 1400 m²
TOWNHOUSE CALVIA
This restored village house unfolds across three independent floors, each with its own access, offering flexibility for family living or accommodating guests. T
4 bedrooms · 4 bathrooms · 329 m² · 193 m²
PENTHOUSE PALMA ES FONERS
The terrace is the reason to buy this penthouse. It covers ninety square metres around the corner of the seventh floor, on the same level as the living room. It
3 bedrooms · 2 bathrooms · 100 m²
Explore Mallorca's most coveted areas
Buying property in Mallorca raises questions no sales brochure answers. How does the NIE number work? What does the Balearics' banded transfer tax mean for my budget? Which municipality permits holiday letting, and which does not? And how do you recognise a finca with a clean planning file? Our guides gather the answers — written from day-to-day buying work, not researched from a distance.
The topics fall into four strands. First, the purchase process itself: from the search brief through the arras contract to the notary appointment, including the cost blocks you should realistically budget for. Second, law and tax: NIE, residency, the 183-day rule, recurring charges such as IBI and wealth tax. Third, life on the island: schools, healthcare, the annual rhythm from almond blossom to high season. Fourth, the property as an object: architecture, building fabric, renovation and fit-out — from the winter-heating question to legalising a pool.
Every article follows the same rule as our curated portfolio from €800K: fewer pieces, properly checked. Where blanket statements would not be honest — taxes, say, which depend on your personal situation — we say so and point you to a specialist adviser, to whom we are glad to make the introduction.
In our experience, most readers begin with three pieces. The first is the guide to relocating to Mallorca — the broad overview of sequence, authorities, taxes and a realistic timeline from decision to moving in. The second is the short explainer on the NIE number, because without it neither the purchase nor a bank account works, and with a little preparation the application takes days rather than weeks. The third covers purchase costs in the Balearics: transfer tax, notary, registry and lawyer, together roughly 10 to 13 per cent of the purchase price.
Then come the lifestyle topics, which often shape a buying decision more than any number: architecture between Mallorcan tradition and contemporary new builds, life through the island's year, the right location for families with school-age children. If a topic is missing, write to us — the best guide articles so far have grown out of specific client questions.
How does a property purchase in Mallorca work in principle?
In five steps: NIE number and a Spanish bank account; property selection and negotiation; legal review by your lawyer; the arras contract with a deposit of usually 10 per cent; then the notary appointment with the balance paid and keys handed over. From agreement to notary usually takes four to eight weeks — longer for fincas with a complex planning file.
What purchase costs and taxes should I expect?
On purchase, roughly 10 to 13 per cent: the banded Balearic transfer tax (for new builds, 10 per cent IVA plus stamp duty instead), notary, land registry and legal fees. Recurring charges include the IBI property tax, refuse fees and, where applicable, wealth tax; rental income is taxable. The exact arithmetic depends on value, use and your tax residency.
May I let my Mallorca property to holiday guests?
Only with an ETV licence — and that is the bottleneck: new licences are issued restrictively, and in Palma's multi-family buildings holiday letting is not permitted at all. Properties with an existing licence therefore command a visible premium. Long-term letting, by contrast, is possible everywhere. Settle the letting question before you buy, not after — it determines which properties qualify.
Do the guides replace personal advice?
No — they prepare for it. The articles give you the framework: process, cost blocks, typical pitfalls. What they cannot do is assess your situation: budget structure, tax questions, the right location for your daily life. That is what the first conversation and our network of specialist lawyers and tax advisers are for — the guides simply make those conversations faster and better.